[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.harera.cz\/vyhody-australske-hypoteky\/#Article","mainEntityOfPage":"https:\/\/www.harera.cz\/vyhody-australske-hypoteky\/","headline":"V\u00fdhody australsk\u00e9 hypot\u00e9ky","name":"V\u00fdhody australsk\u00e9 hypot\u00e9ky","description":"Ka\u017ed\u00fd druh \u00fav\u011bru na bydlen\u00ed m\u00e1 sv\u00e9 v\u00fdhody i nev\u00fdhody a v\u0161echny maj\u00ed samoz\u0159ejm\u011b i marketingov\u00e9 \u00fa\u010dely. A to je pr\u00e1v\u011b \u00fa\u010del australsk\u00e9 hypot\u00e9ky, kter\u00e1 funguje p\u0159edev\u0161\u00edm jako marketingov\u00fd tah na to, aby banky p\u0159il\u00e1kaly v\u00edce klient\u016f. M\u016f\u017ee b\u00fdt pro v\u00e1s ale velmi pozitivn\u00ed. Obr\u00e1cen\u00e1 hypot\u00e9ka Propagace tohoto \u00fav\u011bru \u0159\u00edk\u00e1, \u017ee se jedn\u00e1 o variantu... <div class=\"read-more navbutton\"><a href=\"https:\/\/www.harera.cz\/vyhody-australske-hypoteky\/\">\u010c\u00edst v\u00edce<i class=\"fa fa-angle-double-right\"><\/i><\/a><\/div>","datePublished":"2019-03-26","dateModified":"2019-03-26","author":{"@type":"Person","@id":"https:\/\/www.harera.cz\/author\/#Person","name":"","url":"https:\/\/www.harera.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/383247cd769f7ac317a5bcda943ec48a3c79d996598ae4564ec21a0e178126d1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/383247cd769f7ac317a5bcda943ec48a3c79d996598ae4564ec21a0e178126d1?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"harera.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.harera.cz\/wp-content\/uploads\/img_a339843_w2355_t1552921437.jpg","url":"https:\/\/www.harera.cz\/wp-content\/uploads\/img_a339843_w2355_t1552921437.jpg","height":0,"width":0},"url":"https:\/\/www.harera.cz\/vyhody-australske-hypoteky\/","wordCount":403,"articleBody":" Ka\u017ed\u00fd druh \u00fav\u011bru na bydlen\u00ed m\u00e1 sv\u00e9 v\u00fdhody i nev\u00fdhody a v\u0161echny maj\u00ed samoz\u0159ejm\u011b i marketingov\u00e9 \u00fa\u010dely. A to je pr\u00e1v\u011b \u00fa\u010del australsk\u00e9 hypot\u00e9ky, kter\u00e1 funguje p\u0159edev\u0161\u00edm jako marketingov\u00fd tah na to, aby banky p\u0159il\u00e1kaly v\u00edce klient\u016f. M\u016f\u017ee b\u00fdt pro v\u00e1s ale velmi pozitivn\u00ed.  Obr\u00e1cen\u00e1 hypot\u00e9ka Propagace tohoto \u00fav\u011bru \u0159\u00edk\u00e1, \u017ee se jedn\u00e1 o variantu vzh\u016fru nohama. Co t\u00edm ale mysl\u00ed a o co p\u0159esn\u011b jde? Jedn\u00e1 se o kombinaci \u00fa\u010delov\u00e9ho a ne\u00fa\u010delov\u00e9ho hypote\u010dn\u00edho \u00fav\u011bru, kter\u00fd ale nemus\u00edte vyu\u017e\u00edt pouze na koupi \u010di rekonstrukci nemovitosti, ale prakticky na cokoli chcete a pot\u0159ebujete. Obrovsk\u00fdm pozitivem a l\u00e1kadlem je v\u00fdhodn\u00fd \u00farok a jednotn\u00fd poplatek za sjedn\u00e1n\u00ed smlouvy. Austr\u00e1lie spo\u010d\u00edv\u00e1 v tom, \u017ee \u010d\u00edm v\u00edce financ\u00ed si p\u016fj\u010d\u00edte, t\u00edm ni\u017e\u0161\u00ed \u00farok zaplat\u00edte. Maxim\u00e1ln\u011b v\u00e1m ale slev\u00ed \u00farokovou sazbu o 0,4 procent. Mus\u00edte samoz\u0159ejm\u011b zastavit nemovitost a poplatky se odv\u00edj\u00ed od jej\u00ed z\u00e1stavn\u00ed hodnoty a v\u00fd\u0161e p\u016fj\u010den\u00fdch finan\u010dn\u00edch prost\u0159edk\u016f. Do 70 procent m\u00e1te v\u0161e zdarma, ale pokud budete pot\u0159ebovat do 85 procent ze z\u00e1stavn\u00ed hodnoty nemovitosti, tak zaplat\u00edte poplatek ve v\u00fd\u0161i 2 900 korun.  Dra\u017e\u0161\u00ed i levn\u011bj\u0161\u00ed z\u00e1rove\u0148 Tento \u00fav\u011br je vhodn\u00fd jen pro n\u011bkter\u00e9 z\u00e1jemce. Pro n\u011bkter\u00e9 bude dost nev\u00fdhodn\u00fd, pro jin\u00e9 zatracen\u011b v\u00fdhodn\u00fd. Nejlep\u0161\u00ed je pro jedince, kte\u0159\u00ed cht\u011bj\u00ed fixaci na t\u0159i, p\u011bt nebo sedm let. Pokud pot\u0159ebujete b\u011b\u017enou \u00fa\u010delovou p\u016fj\u010dku, tak pro v\u00e1s nen\u00ed nejlep\u0161\u00ed, proto\u017ee je dra\u017e\u0161\u00ed ne\u017e b\u011b\u017en\u00e9 p\u016fj\u010dky tohoto typu. Pokud ho ale chcete vyu\u017e\u00edt m\u00edsto spot\u0159ebitelsk\u00e9ho \u00fav\u011bru, tak nev\u00e1hejte a uzav\u0159ete ho. Bude pro v\u00e1s toti\u017e mnohon\u00e1sobn\u011b levn\u011bj\u0161\u00ed. Nejlep\u0161\u00ed pro v\u00e1s bude samoz\u0159ejm\u011b nav\u0161t\u00edvit banku a zeptat se na v\u0161echny podm\u00ednky, parametry, \u00farokov\u00e9 sazby i fixaci. Pokud tam nechcete rovnou b\u011bhat, tak vyu\u017eijte online kalkula\u010dky nebo srovn\u00e1va\u010de, kter\u00e9 v\u00e1m s volbou snadno a rychle pomohou i z pohodl\u00ed va\u0161eho domova. Z\u00e1kladem je ale uv\u011bdomit si kolik pen\u011bz a k jak\u00e9mu \u00fa\u010delu je budete vyu\u017e\u00edvat.                                                                                                                                                                                                                                                                                                                                                                                         4.7\/5 - (4 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"V\u00fdhody australsk\u00e9 hypot\u00e9ky","item":"https:\/\/www.harera.cz\/vyhody-australske-hypoteky\/#breadcrumbitem"}]}]